If you’re reading this, chances are you are looking for a new insurance company, or have recently bought an insurance package from OUTsurance insurance.
Whatever the case may be, it’s important to remember that every insurance company offers different products.
There are a lot of things to consider when buying an insurance plan, which can be sometimes confusing.
To make things easier for you, we’ve created a comprehensive guide that answers your most pressing questions and helps make sense of what it takes to choose the right policy.
List of Products
With its wide range of products and services, OUTsurance offers insurance cover to individuals, businesses, organizations, and government departments.
This insurance company provides not only general insurance solutions but also exclusively offers life assurance and retirement planning solutions.
Below is a list of some of their products
- Cars, home, and contents insurance
- Life insurance
- Business insurance
Cars, home, and contents insurance
In the category of car, home, and contents insurance, OUTsurance Insurance offers the following plans:
- Insurance for cars and other vehicles
This package permits you to purchase cover for your car, motorbike, caravan, or trailer, as well as getting a range of great benefits, such as a fixed excess, affordable premiums, and our infamous cash-out bonus.
Additionally, you have access to 24/7 roadside assistance.
- Home contents insurance
Creating a home takes a lot of time and effort.
If you have a lot of valuables in your home, then you will want to make sure that they are all safe from damage, loss or theft.
Using this package from OUTsurance, you will be able to find a cover that works with both your budget and your needs, and you will also get the chance to take part in their innovation bonus benefits.
- Buildings insurance
The structure and fixed fittings of your home deserve to be protected, so it is important that you get the cover you need.
As a part of this package, OUTsurance will also make sure that you’ll always be taken care of in case something should go wrong as their team is available at your disposal 24/7.
- Portable possessions insurance (OUT-and-about)
In the event that you leave the house with valuable items, you’ll certainly want to make sure you take your insurance with you.
The jewelry and electronics are all covered against loss and damage, so you don’t have to worry about them either when you choose this package.
- Personal accident insurance
The purpose of personal accident insurance is to cover death or specific types of injuries as a result of accidents.
OUTsurance insurance offers a complete package of life insurance products that are suitable for any individual between the ages of fourteen and seventy-five.
This package includes accidental death, temporary total disability, and permanent disability coverage.
There are no excesses and your coverage is worldwide.
There are several types of life insurance plans that are offered by OUTsurance Insurance under this category of coverage:
The purpose of this product is to provide long-term care for your loved ones in the event something unfortunate were to happen to you.
With OUTsurance you are able to choose a policy that suits your needs as well as a premium that is tailored to your situation.
With them, you can easily obtain a comprehensive solution, including:
- Death Cover
- Disability Cover
- Critical Illness Cover
- Funeral plan
OUTsurance understands that funerals are a chance to honor and celebrate a life well-lived, and for this reason, they have designed a range of funeral plans that will give you the flexibility to choose what’s important to you and your family, at a price you can afford.
- On-demand death and injury cover (OUTthere)
As part of the package, you can benefit from death and injury protection up to R1 million, instantly.
Having this kind of insurance gives you extra peace of mind knowing that you are covered for a particular moment in time, such as a trip overseas or an adrenaline-filled adventure.
OUTsurance Insurance offers several types of business insurance plans to choose from under this category of coverage:
No matter how big or small your business is, you can be assured of being protected with an exclusive business insurance solution backed by world-class service.
- Business motor insurance
Does your business depend on a vehicle to operate? Could it function without a vehicle? Then you need the right kind of insurance to protect your most valuable assets.
- Commercial vehicles
- Private vehicles
- General business insurance
If you are looking for an insurance policy that will cover your entire business operation, both in and outside of your premises, OUTsurance covers everything from the premises up to the stock, equipment, and people who work inside.
- Business liability insurance
If you have a business that interacts with people, you should be sure you have liability insurance that covers you in the event that something goes wrong with them – regardless of whether this happens on your premises or wherever your business operates.
- Fleet insurance
OUTsurance insurance have packages designed to cover businesses that operate a fleet of vehicles, such as a delivery service or large trucking operation.
- Agricultural insurance
It is imperative that you are able to properly protect the assets that keep your farm operation going by securing the necessary cover from OUTsurance.
- Engineering insurance
It is crucial that you make sure that your construction projects, as well as the specialized equipment and machinery that you use on a daily basis, are covered during their construction period.
- Hospitality insurance
Outsurance insurance helps you keep serving your guests by covering the needs of your restaurant or accommodation business.
- Motor traders insurance
Outsurance helps you get a cover that is suitable not only for the vehicles you own but also for the vehicles that are under your care when your customers’ vehicles are maintained by you.
Make A Claim
Outsurance believes it is important for customers to know they can rely on them when things go wrong.
Therefore, they devote themselves to making the claims process as simple as possible.
Get in touch with one of their claim advisors by calling 08600 70 000.
If you prefer, you can visit their website – OUTsurance.
Get Quotes Online
Many South Africans are not aware that you can get quotes and purchase insurance directly from OUTsurance.
If you have a smartphone, tablet or laptop, you can get a quote within minutes and start saving money on your car insurance, home insurance, life cover, and even your retirement annuity.
Visit https://www.outsurance.co.za/ and get your quote online now.
History and culture at OUTsurance
Outsurance was established in February 1998 by Willem Roos, Howard Aron, and René Otto with the aim of providing direct insurance to South Africans with the statement that ‘you always get something out of it.
Outsurance is one of the companies in the Rand Merchant Investment Holdings (RMI) Group and is a financial services company that has been approved by the Financial Services Commission of South Africa.
In August of 2008, they entered the life insurance market by offering car insurance customers credit life insurance coverage on financed vehicles.
Later in 2010, they expanded into the life insurance market, offering comprehensive coverage for death, disability, and critical illness.
To speak with an agent, call 08600 70 000.